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Multifamily Loans in
Rosemont, CA

Overview

Rosemont is located in a strong market for 5+ unit multifamily loans. Multifamily loans in Rosemont are considered low risk due to market size and favorable regional economy. Interest rates for multifamily loans in Rosemont are some of the lowest nationally. Rosemont apartments may be eligible for non-recourse multifamily loans up to 80% and other favorable terms like long term fixed rates and interest only payment options. SoftQuotes' lenders will lend on 5+ unit multifamily properties in Rosemont.

Get multifamily loan quotes for Dec 26, 2024


Multifamily Loan Rates in Rosemont, CA

SoftQuotes' Fannie Mae® and Freddie Mac® lender rates for 5+ unit multifamily loans in Rosemont are:

Fannie Mae®
$1M to $6M
5 Year Fixed 6.56% - 7.30%
7 Year Fixed 6.46% - 6.97%
10 Year Fixed 6.40% - 6.80%
Freddie Mac®
$1M to $7.5M
5 Year Fixed 5.71% - 5.46%
7 Year Fixed 5.10% - 5.34%
10 Year Fixed 5.09% - 5.33%
Fannie Mae®
$6M to $100M
5 Year Fixed 6.36% - 7.10%
7 Year Fixed 6.26% - 6.77%
10 Year Fixed 6.20% - 6.60%
Freddie Mac®
$7.5M to $100M
5 Year Fixed 5.55% - 5.70%
7 Year Fixed 5.56% - 5.71%
10 Year Fixed 5.56% - 5.71%
Additional rate discounts for affordability and energy efficiency. Longer term fixed rates available. Rates updated on 12/25/2024. This is not an offer or commitment to lend. Multifamily loan rates in Rosemont may vary based on income, leverage and other factors. Fannie Mae is a registered trademark of Federal National Mortgage Association Corporation. Freddie Mac is a registered trademark of the Federal Home Loan Mortgage Corporation.

Get multifamily loan quotes for Dec 26, 2024


Multifamily Lenders in Rosemont, CA

All major multifamily lender types are lending in Rosemont.


Agency Lenders
(Fannie / Freddie / HUD)
  • Long term fixed rates
  • Maximum leverage
  • Tax returns not required
  • Non-recourse
  • Interest only payment options
  • Rate discounts for affordability

Banks &
Credit Unions

  • Intermediate term fixed rates
  • Moderate leverage
  • Tax returns usually required
  • Recourse and non-recourse

Insurance
Companies

  • Long term fixed rates
  • Lower leverage
  • Tax returns usually required
  • Recourse and non-recourse

Conduits
(CMBS Lenders)
  • Intermediate term fixed rates
  • Maximum leverage
  • Tax returns not required
  • Non-recourse
  • Interest only payment options

Get multifamily loan quotes for Dec 26, 2024


Rosemont Market

The city of Rosemont in Sacramento County has a population of 23,602. The median rent in Sacramento County for a 2 bedroom is $1,606. The median Rosemont resident is 36 years old with a yearly income of $32,241. The average family has 3.19 members and a median household income of $69,794. Rosemont has a 27% higher education rate. The unemployment rate in Rosemont is 4.7%.


Population
23,602 people

County
Sacramento County

Renters

44.2% of Rosemont households are renters.


Rent Burden

29.5% median household income spent on rent.

Source: U.S. Census Bureau

Rents

Bedrooms
Sacramento County 1
California 2
National 2
Studio $1,138 $1,137 $737
1 bedroom $1,276 $1,291 $813
2 bedroom $1,606 $1,635 $1,015
3 bedroom $2,298 $2,254 $1,325
4 bedroom $2,781 $2,613 $1,521
1 Median rents 2 Average of counties
Source: Federal Housing Finance Agency

Rosemont Demographics


Median Individual Income
$32,241 / year

Median Household Income
$69,794 / year

Families w/ Dual Incomes
51%

Unemployment Rate
4.7%
Household Income Distribution
Rosemont, CA

Median Age
36 years

Avg Family Size
3.19 people
Age Distribution
Rosemont, CA

College Education or Above
27%

STEM College Graduates
45%
Education Distribution
Rosemont, CA
Source: U.S. Census Bureau

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