Oshkosh is located in what is considered a very small market for 5+ unit multifamily loans. Multifamily loans in Oshkosh are considered greater risk due to market dynamics. Interest rates for multifamily loans in Oshkosh are higher than the national average. Oshkosh apartments may be eligible for non-recourse multifamily loans up to 75% for purchases and 70% for refinances. SoftQuotes' lenders will lend on 5+ unit multifamily properties in Oshkosh.
SoftQuotes' Fannie Mae® and Freddie Mac® lender rates for 5+ unit multifamily loans in Oshkosh are:
Fannie Mae® |
$1M to $6M |
|---|---|
| 5 Year Fixed | 6.56% - 7.30% |
| 7 Year Fixed | 6.46% - 6.97% |
| 10 Year Fixed | 6.40% - 6.80% |
Freddie Mac® |
$1M to $6M |
|---|---|
| 5 Year Fixed | 5.68% - 5.92% |
| 7 Year Fixed | 5.39% - 5.63% |
| 10 Year Fixed | 5.23% - 5.47% |
Fannie Mae® |
$6M to $100M |
|---|---|
| 5 Year Fixed | 6.36% - 7.10% |
| 7 Year Fixed | 6.26% - 6.77% |
| 10 Year Fixed | 6.20% - 6.60% |
Freddie Mac® |
$6M to $100M |
|---|---|
| 5 Year Fixed | 5.70% - 5.85% |
| 7 Year Fixed | 5.71% - 5.86% |
| 10 Year Fixed | 5.71% - 5.86% |
Agency lenders along with regional banks and credit unions are most likely to lend on multifamily properties in Oshkosh.
The city of Oshkosh in Winnebago County has a population of 67,004. The median rent in Winnebago County for a 2 bedroom is $819. The median Oshkosh resident is 34 years old with a yearly income of $26,212. The average family has 2.86 members and a median household income of $50,892. Oshkosh has a 26% higher education rate. The unemployment rate in Oshkosh is 3.4%.
45% of Oshkosh households are renters.
26.6% median household income spent on rent.
Bedrooms |
Winnebago County 1 |
Wisconsin 2 |
National 2 |
|---|---|---|---|
| Studio | $571 | $595 | $737 |
| 1 bedroom | $638 | $668 | $813 |
| 2 bedroom | $819 | $856 | $1,015 |
| 3 bedroom | $1,106 | $1,127 | $1,325 |
| 4 bedroom | $1,345 | $1,256 | $1,521 |
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