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Multifamily Loans in
Laguna Niguel, CA

Overview

Laguna Niguel is located in a strong market for 5+ unit multifamily loans. Multifamily loans in Laguna Niguel are considered low risk due to market size and favorable regional economy. Interest rates for multifamily loans in Laguna Niguel are some of the lowest nationally. Laguna Niguel apartments may be eligible for non-recourse multifamily loans up to 80% and other favorable terms like long term fixed rates and interest only payment options. SoftQuotes' lenders will lend on 5+ unit multifamily properties in Laguna Niguel.

Get multifamily loan quotes for Dec 26, 2024


Multifamily Loan Rates in Laguna Niguel, CA

SoftQuotes' Fannie Mae® and Freddie Mac® lender rates for 5+ unit multifamily loans in Laguna Niguel are:

Fannie Mae®
$1M to $6M
5 Year Fixed 6.56% - 7.30%
7 Year Fixed 6.46% - 6.97%
10 Year Fixed 6.40% - 6.80%
Freddie Mac®
$1M to $7.5M
5 Year Fixed 5.71% - 5.46%
7 Year Fixed 5.10% - 5.34%
10 Year Fixed 5.09% - 5.33%
Fannie Mae®
$6M to $100M
5 Year Fixed 6.36% - 7.10%
7 Year Fixed 6.26% - 6.77%
10 Year Fixed 6.20% - 6.60%
Freddie Mac®
$7.5M to $100M
5 Year Fixed 5.55% - 5.70%
7 Year Fixed 5.56% - 5.71%
10 Year Fixed 5.56% - 5.71%
Additional rate discounts for affordability and energy efficiency. Longer term fixed rates available. Rates updated on 12/25/2024. This is not an offer or commitment to lend. Multifamily loan rates in Laguna Niguel may vary based on income, leverage and other factors. Fannie Mae is a registered trademark of Federal National Mortgage Association Corporation. Freddie Mac is a registered trademark of the Federal Home Loan Mortgage Corporation.

Get multifamily loan quotes for Dec 26, 2024


Multifamily Lenders in Laguna Niguel, CA

All major multifamily lender types are lending in Laguna Niguel.


Agency Lenders
(Fannie / Freddie / HUD)
  • Long term fixed rates
  • Maximum leverage
  • Tax returns not required
  • Non-recourse
  • Interest only payment options
  • Rate discounts for affordability

Banks &
Credit Unions

  • Intermediate term fixed rates
  • Moderate leverage
  • Tax returns usually required
  • Recourse and non-recourse

Insurance
Companies

  • Long term fixed rates
  • Lower leverage
  • Tax returns usually required
  • Recourse and non-recourse

Conduits
(CMBS Lenders)
  • Intermediate term fixed rates
  • Maximum leverage
  • Tax returns not required
  • Non-recourse
  • Interest only payment options

Get multifamily loan quotes for Dec 26, 2024


Laguna Niguel Market

The city of Laguna Niguel in Orange County has a population of 66,385. The median rent in Orange County for a 2 bedroom is $2,507. The median Laguna Niguel resident is 45 years old with a yearly income of $44,929. The average family has 3.06 members and a median household income of $108,537. Laguna Niguel has a 54% higher education rate. The unemployment rate in Laguna Niguel is 4.0%.


Population
66,385 people

County
Orange County

Renters

31% of Laguna Niguel households are renters.


Rent Burden

38.3% median household income spent on rent.

Source: U.S. Census Bureau

Rents

Bedrooms
Orange County 1
California 2
National 2
Studio $1,805 $1,137 $737
1 bedroom $2,031 $1,291 $813
2 bedroom $2,507 $1,635 $1,015
3 bedroom $3,470 $2,254 $1,325
4 bedroom $3,997 $2,613 $1,521
1 Median rents 2 Average of counties
Source: Federal Housing Finance Agency

Laguna Niguel Demographics


Median Individual Income
$44,929 / year

Median Household Income
$108,537 / year

Families w/ Dual Incomes
56%

Unemployment Rate
4.0%
Household Income Distribution
Laguna Niguel, CA

Median Age
45 years

Avg Family Size
3.06 people
Age Distribution
Laguna Niguel, CA

College Education or Above
54%

STEM College Graduates
46%
Education Distribution
Laguna Niguel, CA
Source: U.S. Census Bureau

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