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Multifamily Loans in
Campbell, CA

Overview

Campbell is located in a strong market for 5+ unit multifamily loans. Multifamily loans in Campbell are considered low risk due to market size and favorable regional economy. Interest rates for multifamily loans in Campbell are some of the lowest nationally. Campbell apartments may be eligible for non-recourse multifamily loans up to 80% and other favorable terms like long term fixed rates and interest only payment options. SoftQuotes' lenders will lend on 5+ unit multifamily properties in Campbell.

Get multifamily loan quotes for Apr 12, 2025


Multifamily Loan Rates in Campbell, CA

SoftQuotes' Fannie Mae® and Freddie Mac® lender rates for 5+ unit multifamily loans in Campbell are:

Fannie Mae®
$1M to $6M
5 Year Fixed 6.23% - 6.97%
7 Year Fixed 6.20% - 6.71%
10 Year Fixed 6.21% - 6.61%
Freddie Mac®
$1M to $7.5M
5 Year Fixed 5.91% - 6.92%
7 Year Fixed 5.82% - 7.04%
10 Year Fixed 5.84% - 7.08%
Fannie Mae®
$6M to $100M
5 Year Fixed 6.03% - 6.77%
7 Year Fixed 6.00% - 6.51%
10 Year Fixed 6.01% - 6.41%
Freddie Mac®
$7.5M to $100M
5 Year Fixed 5.88% - 6.03%
7 Year Fixed 6.01% - 6.09%
10 Year Fixed 5.94% - 6.09%
Additional rate discounts for affordability and energy efficiency. Longer term fixed rates available. Rates updated on 04/11/2025. This is not an offer or commitment to lend. Multifamily loan rates in Campbell may vary based on income, leverage and other factors. Fannie Mae is a registered trademark of Federal National Mortgage Association Corporation. Freddie Mac is a registered trademark of the Federal Home Loan Mortgage Corporation.

Get multifamily loan quotes for Apr 12, 2025


Multifamily Lenders in Campbell, CA

All major multifamily lender types are lending in Campbell.


Agency Lenders
(Fannie / Freddie / HUD)
  • Long term fixed rates
  • Maximum leverage
  • Tax returns not required
  • Non-recourse
  • Interest only payment options
  • Rate discounts for affordability

Banks &
Credit Unions

  • Intermediate term fixed rates
  • Moderate leverage
  • Tax returns usually required
  • Recourse and non-recourse

Insurance
Companies

  • Long term fixed rates
  • Lower leverage
  • Tax returns usually required
  • Recourse and non-recourse

Conduits
(CMBS Lenders)
  • Intermediate term fixed rates
  • Maximum leverage
  • Tax returns not required
  • Non-recourse
  • Interest only payment options

Get multifamily loan quotes for Apr 12, 2025


Campbell Market

The city of Campbell in Santa Clara County has a population of 41,793. The median rent in Santa Clara County for a 2 bedroom is $3,223. The median Campbell resident is 39 years old with a yearly income of $54,136. The average family has 3.11 members and a median household income of $124,525. Campbell has a 54% higher education rate. The unemployment rate in Campbell is 2.1%.


Population
41,793 people

County
Santa Clara County

Renters
49.3%

49.3% of Campbell households are renters.


Rent Burden
29.2%

29.2% median household income spent on rent.

Source: U.S. Census Bureau

Rents

Bedrooms
Santa Clara County 1
California 2
National 2
Studio $2,354 $1,137 $737
1 bedroom $2,702 $1,291 $813
2 bedroom $3,223 $1,635 $1,015
3 bedroom $4,209 $2,254 $1,325
4 bedroom $4,852 $2,613 $1,521
1 Median rents 2 Average of counties
Source: Federal Housing Finance Agency

Campbell Demographics


Median Individual Income
$54,136 / year

Median Household Income
$124,525 / year

Families w/ Dual Incomes
64%

Unemployment Rate
2.1%
Household Income Distribution
Campbell, CA
Under 35kUnder 35k25k-35k25k-35k35k-50k35k-50k75k-100k75k-100k100k-150k100k-150k150k+150k+13.95.7912.61840.750.040.030.020.010.00.0
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Median Age
39 years

Avg Family Size
3.11 people
Age Distribution
Campbell, CA
Under 10Under 1010-1910-1920's20's30's30's40's40's50's50's60's60's70's70'sOver 80Over 8012.510.212.816.814.913.910.14.8420.016.012.08.04.00.0
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College Education or Above
54%

STEM College Graduates
56%
Education Distribution
Campbell, CA
< High School< High SchoolHigh SchoolHigh SchoolSome CollegeSome CollegeBachelor'sBachelor'sGraduateGraduate5.414.925.732.921.140.032.024.016.08.00.0
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Source: U.S. Census Bureau

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